Arvada, Westminster and Denver real estate and homes for sale in Colorado - Gary & Cindy Belhumeur, REALTORS® Gary & Cindy Belhumeur REALTORS(r) for Arvada, Westminster and Denver, Colorado real estate - NUMBER1EXPERTS™ Gary & Cindy Belhumeur NUMBER1EXPERTS(tm) for Arvada, Westminster and Denver, Colorado real estate

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Gary & Cindy, REALTORŪ, real estate agents and broker for Arvada, Westminster and Denver Colorado home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call Toll Free Today: 866-295-4977 or locally at 303-429-1887.

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Gary Is Extremely Thorough And Clear
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First Time Homebuyers: Arvada, Westminster and Denver Colorado home buying, real estate listings, and homes for sale in Jefferson                      County, CO
Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Realtors Are Your Professional Guides. Make Sure You Choose Top Experts.
 

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Denver Metro real estate experts, it's our job to guide you, from beginning to end. 

We will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

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Real Estate Tips
Making An Offer >Negotiations Part 2

If you are the buyer in a home sale transaction, you should be prepared to submit an offer to the seller. An offer is not simply the price -- there are more components involved.

The real estate agent will act as the conveyor of information. There are a few things to look out for in such negotiations: 1) include a finance contingency, even if you have loan pre-approval, 2) insist on an engineer's, termite and radon inspection contingencies, 3) itemize the personal property you want included, such as chandeliers or drapes, and 4) submit the closing date you prefer.

Buyers should be prepared to make their best offer first, but if that offer is not acceptable to the seller, they should expect to go through a round of counter-offers.

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Real Estate Trivia
Q 
What information does nearly every state in America require the seller of a home to reveal to the buyer?

A 
Most states require disclosure of any existing problems or conditions that could affect the value of the house.
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Gary & Cindy Belhumeur, REALTORŪ, real estate agents and broker for Arvada, Westminster and Denver Colorado home listings, property and land for sale - NUMBER1EXPERT(tm)

Gary & Cindy Belhumeur, GRI, ABR, ASR, SRES, e-Pro
Home Source Realty, Inc.

7878 Wadsworth Blvd Suite #240
Arvada, CO. 80003
Toll Free: 866-295-4977
Local Phone: 303-429-1887
Fax: 303-412-5608
Email - Gary: Gary@HomeSourceColorado.com
E-Mail - Cindy: Cindy@HomeSourceColorado.com

Gary and Cindy Belhumeur are the NUMBER ONE AGENTS in the North Denver Metro area. Colorado's Home Source Realty, Inc., owned and managed by Gary and Cindy Belhumeur, is your "One-Stop Real Estate Source". Their experienced Realtors and professional support staff offer their exclusive "Concierge" service to all of their clients. Colorado's Home Source Group represents Buyers or Sellers and offers comprehensive Relocation Services and Financing. Give Gary and Cindy Belhumeur a call and find out why they've been in the Top 1% of Denver Realtors for the last seven consecutive years!

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