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Negative amortization
A gradual increase in the balance of a loan or
mortgage which occurs because the monthly payments made are too small to cover
the entire principal and interest charges; this shortfall amount is added to
the remaining balance, resulting in negative amortization
Net listing
The advertisement of the price of property for
sale in terms of the net price the seller will receive, once the property is
sold, a type of listing which is illegal in many states
Net worth
The total value of all of an individual's
assets, minus all liabilities or debts
No cash-out refinance
A transaction for refinancing a mortgage in
which the new mortgage amount is limited to the sum total of the remaining
balance of the first mortgage, points, closing costs, whatever is required to
satisfy any liens that are more than one year old and other funds for the
borrower's use (as long as the amount is one percent or less of the principal
amount of the new mortgage)
Notary
An individual authorized by law to certify
documents and signatures
Note
A legal document that obligates a borrower to
repay a loan or owed sum of money at a stated interest rate over a designated
period of time
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Gary & Cindy Belhumeur, GRI, ABR, ASR, SRES, e-Pro Home Source Group 7878 Wadsworth Blvd Suite #240 Arvada, CO. 80003 Toll Free: 866-295-4977 Local Phone: 303-429-1887 Fax: 303-412-5608 Email - Gary: Gary@HomeSourceColorado.com E-Mail - Cindy: Cindy@HomeSourceColorado.com
Gary and Cindy Belhumeur are the NUMBER ONE AGENTS in the North Denver Metro area. Colorado's Home Source Group, owned and managed by Gary and Cindy Belhumeur, is your "One-Stop Real Estate Source". Their experienced Realtors and professional support staff offer their exclusive "Concierge" service to all of their clients. Colorado's Home Source Group represents Buyers or Sellers and offers comprehensive Relocation Services and Financing. Give Gary and Cindy Belhumeur a call and find out why they've been in the Top 1% of Denver Realtors for the last seven consecutive years!
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