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Welcome! You've Arrived At The Most Informative Real Estate Web Site in Colorado; serving Denver Metro, Arvada, Westminster and Surrounding Cities!
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Looking for homes? Search everything the web has to offer, right here for Denver, Arvada, Westminster, and surrounding area information! Don't miss "Search All Local Listings" and experience the latest in home search technology. Our interactive search tool allows you to easily search the areas you desire. You can save your searches and even look at the street view of homes that interest you. Don't miss our gold "Feature Homes" button above. These are "Cream of the Crop" homes that we've handpicked for the best value and condition.
Need local real estate information? We've included everything you need to learn about the entire Denver Metro, Arvada, Westminster and surrounding communities real estate market. Need expert advice? No web site, large or small, can take the place of a top Realtor. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. The Home Source Group features specific neighborhood experts with years of experience. No matter where in the Denver Metro area you are looking, we have an agent for you. Check out the gold "Meet The Group" button above and find the agent best suited for your needs. Then, simply fill out the contact form and you'll be contacted immediately! For immediate service, Call Us Today at 303-429-1887. Contact us with confidence! We guarantee your privacy will be respected. We offer the services on this site for free and without obligation. Why? We want to be YOUR Realtors. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. Need to sell your home? Together we will sell your home, for as much as the market will bear, and as quickly as possible. Our "One-Of-A-Kind" marketing program uses the right strategies for today's market. If you need help with Short Sales whether selling or buying, we are the experts! Get the information you need by clicking this link at ShortSaleDenver.com Buying or selling a home is likely one of the biggest events in your life. As top Metro Denver Realtors, we have the experience and track record you are looking for. Please let us help you. Gary & Cindy Belhumeur, Owners  
Financing Your Home >Assuming a Mortgage
You may be able to assume the seller's mortgage liability when buying a house instead of having to apply for a new loan.
Assuming a loan could minimize your down payment or closing costs and get you a more advantageous interest rate. To know whether an assumption will work, find out the loan balance. If the balance is a small fraction of the purchase price, you will have to come up with a large down payment or get a second loan for the difference, unless the seller is willing to provide some of the financing. If the loan balance is high, the loan may have been made when interest rates were higher than they are today.
Most newer loans that are assumable have adjustable rates. If you are considering an assumption because of credit problems, you will need the lender's approval to make the transaction work.
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Fewer than 2 percent of homeowners build this type of home:
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Fewer than 2 percent build a custom home; most buy an older home or select from a home builder's menu. |
 See More Real Estate Trivia > |
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NUMBER1EXPERT®
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